Avendo credit card processing pricing
Avendo negotiates the best rate for each transaction, to ensure your business gets the best available processor rate on every transaction. Avendo’s technology identifies and routes each transaction to the payment processor offering the best available rate in real time.
Avendo was created by a team of former business owners who experienced firsthand how confusing and unclear credit card processing rates can be. Our goal is to negotiate the most competitive processing rates available while keeping all costs clear, consistent, and easy to understand.
You will never receive an invoice, bill, or direct charge from Avendo. All compensation for our services is handled entirely between Avendo and our payment processors.
Avendo fees
Avendo is compensated through the following fee:
| Description | Fee Details |
| Avendo Services Fee | 10¢ per transaction – billed to payment processor |
Who is Avendo Compensated By?
The Avendo Services Fee is handled directly between Avendo and the Payment Processors, so you will never receive a bill or direct charge from Avendo.
Avendo never bills merchants. There are no Avendo invoices, no monthly charges, and no separate platform fees assesed by Avendo. Our compensation is handled directly between Avendo and each Payment Processor.
Card-network interchange rates and assessment fees are set by Visa®, Mastercard®, American Express®, and Discover®. These rates apply to all merchants and are charged by your Payment Processor, not by Avendo. Avendo’s role is to help you access the best available processor rates for each transaction.
Here’s our promise to you: clear pricing, honest communication, and a goal of helping your business keep more of its revenue on every transaction.
Avendo and Chargebacks
A chargeback occurs when a cardholder disputes a transaction with their bank or card issuer. The bank temporarily reverses the payment and withdraws funds from your account while the dispute is reviewed. Chargebacks can happen when a transaction is incorrect, unauthorized, duplicated, or when the customer is dissatisfied with the product or service received.
Avendo does not decide or control the outcome of chargebacks. Who does? Each dispute is handled by our payment processors. Avendo ensures the process is centralized, transparent, and easy to manage from a single dashboard.
Through Avendo’s dashboard, you are directly connected to payment processors for all chargeback and dispute activity.
Understanding Credit Card Processing Pricing
Behind every transaction are several moving parts, interchange rates from the card networks, processor fees for handling authorization and settlement, and small assessments that keep the system running. Understanding credit card processing rates and fees is essential for merchants aiming to reduce costs and improve clarity across every transaction.
Avendo doesn’t change how these layers exist; it brings visibility to them.
By connecting to multiple processors, Avendo helps merchants identify where efficiencies can reduce the credit card processing pricing they pay on each sale.
Instead of guessing whether a rate is fair, merchants can see a more complete picture of how those fees are formed and where savings can appear over time.
When traditional ISOs add markups or layered surcharges, those extra costs often hide in blended rates. Avendo removes those hidden ISO layers and replaces them with direct processor relationship, giving merchants the benefit of reduced overhead without changing their day-to-day setup. For many businesses, this alone provides immediate clarity and measurable savings over time.
Predictable Margins for Better Planning
Industrial suppliers, service companies, and online merchants alike depend on predictable costs when setting their prices. Avendo supports best online credit card processing for small business, giving small businesses access to enterprise-grade tools without the complexity or cost. When your pricing data is clear and your internet credit card processing pricing doesn’t fluctuate unexpectedly, budgeting becomes simpler, profit tracking more accurate, and financial planning far more reliable.
Why Transparency Matters
– A clearer system benefits everyone.
– Merchants get the confidence to plan for growth, processors gain longer-term relationships built on trust, and the payment networks benefit from a healthier ecosystem.
– When transparency becomes standard, competition improves, and every participant gains from it.